401(k) Diversification & Risk Checker
A personalized audit that evaluates your 401(k) allocation against age and risk tolerance, pinpointing diversification gaps and offering concrete fixes.
Answer a few quick questions to see if your 401(k) portfolio is diversified enough for your age and risk tolerance.
Your age determines the target stock allocation.
Choose the level that best describes your comfort with market swings.
This helps estimate allocation percentages.
Include all equity funds and individual stocks.
Include all bond funds and fixed income.
Include money market funds and short-term holdings.
High overlap reduces diversification.
Your allocation aligns well with age and risk guidelines, with minimal overlap.
What to fix (1)
No significant fund overlap
MajorFund overlap inflates risk without diversification.
Fix: Consolidate overlapping funds to improve diversification.
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