Financial Readiness Checker
A decision engine that tells you if you have enough savings and runway to start a business.
Answer these questions to find out if you’re financially ready to launch your business.
Based on your fixed and variable expenses.
Based on your fixed and variable expenses.
Based on your fixed and variable expenses.
Includes monthly operating costs and expected break-even period.
Includes all initial expenses.
Time until revenue covers operating costs.
Choose the level that best describes how comfortable you are with uncertainty.
You lack sufficient savings or runway to launch safely.
What to fix (5)
Emergency fund covers 3 months of expenses
MajorA 3-month emergency fund protects against short-term income disruptions.
Fix: Add savings to cover at least 3 months of personal expenses.
Emergency fund covers 6 months of expenses
MajorA 6-month cushion safeguards against longer periods of low or no income.
Fix: Increase savings to cover 6 months of personal expenses.
Emergency fund covers 9 months of expenses
MajorA 9-month buffer provides extra security for high-risk ventures.
Fix: Build savings to cover 9 months of personal expenses.
Savings cover business operating costs until break-even
MajorWithout sufficient cash, the business may fail before revenue covers costs.
Fix: Save or secure funding to cover operating costs until break-even.
Savings cover one-time startup costs
MajorMissing startup funds can delay launch or force costly loans.
Fix: Allocate funds or raise capital to cover startup costs.
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