healthcare · Calculator
HDHP vs PPO Net Cost Calculator
Calculate the net monthly cost difference between a high-deductible health plan and a PPO, factoring in premiums, HSA tax benefits, and expected medical usage.
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Monthly Cost Difference (PPO minus HDHP)
AED 266
PPO Cheaper
The PPO costs more than $50 per month compared to the HDHP after tax savings.
Net Monthly Cost HDHP
AED 634
Net Monthly Cost PPO
AED 900
Annual Tax Savings from HSA
AED 1,992
Break-even Medical Expenses
AED 5,000
HDHP vs PPO Cost Ratio
0.7%
Results update instantly. Nothing is stored.
Verified Aug 29, 2026· Sources · Methodology