auto-finance · Simulator
The Lease vs. Buy Mileage & Maintenance Simulator
Compare the true total cost of leasing versus buying a vehicle over 3 years, incorporating your annual driving distance, overage penalties, and warranty maintenance savings.
Your numbers
AED
22,000 km
km
AED
AED
%
%
AED
Net Financial Difference (Lease vs Buy)
AED 4,893
Buying Has a Slight Cost Advantage
Retaining resale equity outweighs lease benefits, making purchasing slightly more economical despite higher monthly outlays.
Total Net Cost of Leasing (36 Months)
AED 111,180
Total Net Cost of Buying (36 Months)
AED 106,287
Lease Mileage Overage Penalty
AED 18,900
Out-of-Pocket Maintenance (Buy Option)
AED 13,500
Lease Monthly Payment
AED 2,008
Financed Purchase Monthly Payment
AED 3,984
Expected Vehicle Resale Equity
AED 70,650
Results update instantly. Nothing is stored.
Verified Aug 29, 2026· Sources · Methodology