Mortgage & Real Estate · Simulator
Self-Employed Bank Statement Mortgage Simulator
Estimate your maximum mortgage borrowing capacity using bank statement deposits instead of tax returns, accounting for business expense factors and DTI limits.
Your numbers
AED
%
AED
%
%
Years
Maximum Loan Amount
AED 2,059,453
Strong Borrowing Power
Your cash flow supports a significant mortgage in most residential markets.
Lender-Adjusted Monthly Income
AED 42,000
Max Purchase Price
AED 2,574,316
Required Cash Down Payment
AED 514,863
Allowable Monthly Payment (PITI)
AED 14,400
Results update instantly. Nothing is stored.
Verified Aug 29, 2026· Sources · Methodology