Finance · Simulator

Lease vs. Buy TCO Comparator

Calculates the net monthly cost difference between leasing and buying a vehicle by integrating loan amortization, lease money factors, insurance differentials, and maintenance schedules.

Your numbers

USD
USD
months
months
%
%
USD

Net Monthly Cost Difference (Lease - Buy)

AED -308

Buying is Significantly Cheaper

Leasing costs more than $100/month more than buying, making ownership the financially superior choice for long-term equity.

Total Net Monthly Cost (Lease)

AED 743

Total Net Monthly Cost (Buy)

AED 1,052

Base Lease Payment

AED 521

Base Loan Payment

AED 802

Lease Insurance Premium

AED 173

Owned Maintenance Estimate

AED 100

Results update instantly. Nothing is stored.

Verified Aug 29, 2026· Sources · Methodology

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