Mortgage Eligibility & PMI Calculator
Determine if your credit score qualifies for low-down-payment mortgages and calculate the exact monthly impact of Private Mortgage Insurance (PMI) based on your specific Loan-to-Value ratio.
Your numbers
Estimated Total Monthly Payment
AED 2,615
Standard Eligibility
You meet the maximum DTI requirements for both FHA and Conventional loans, though lenders may scrutinize other factors.
Monthly PMI Cost
AED 222
Debt-to-Income Ratio
42.7%
Loan-to-Value Ratio
95%
Min Down Payment for FHA
3.5%
Min Down Payment for Conventional
5%
Monthly Principal & Interest
AED 2,102
Results update instantly. Nothing is stored.
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